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The Trump Bill Just Hit—And Nurses Will Feel It First

Prepare For Medicaid Cuts, Nurse Burnout & Budget Wipeouts

Hi nurse,

The Trump Bill Just Hit—And Nurses Will Feel It First

On July 4, 2025, something much big happened—President Trump signed a law called the "One Big Beautiful Bill Act" (H.R. 1). While people were celebrating, this law quietly changed the future for nurses and patients all over the country.

The news focused on taxes and big government plans. But the bill cuts more than $1 trillion from healthcare and no one is talking about it. A huge part of that comes from Medicaid, which helps hospitals pay for staff and patient care. When hospitals lose money, it’s nurses guess who get hit first.

That means less overtime. Fewer resources. More patients per nurse. And less help when you need it. Plus, if you wanted to go back to school or get a better job in nursing, it just got harder and more expensive.

We’ve broken down the most important parts of the bill, how it could hurt your job and paycheck, and what smart nurses are doing right now to stay ahead.

Here’s what you need to know:

What's Actually in the Bill

What’s in the Law

What That Means for Nurses

$1 Trillion in Medicaid Cuts

Hospitals lose money, which leads to job cuts and less support

Patients Must Work 80 Hours/Month

Many could lose coverage, filling ERs with sicker, uninsured patients

Hospital Tax Caps

States can’t fill the funding gap, leading to lower wages and fewer jobs

Nursing Home Rules Delayed to 2034

No improvements in nurse staffing for 9 more years

More Frequent Medicaid Check-ins

Patients must reapply every 6 months, adding stress and confusion

States That Will Be Hit Hardest (2025–2035)

State

Money Lost

What That Means for Nurses

California

$164 Billion

County hospitals may shut down. Rural nurses may need to move

Kentucky

About $5 Billion

35 small hospitals may close

Arizona

About $7 Billion

Tribal and rural care could vanish

North Carolina

$32 Billion

Even large hospitals could freeze hiring and pay

Missouri/Iowa

About $4 Billion

Deep cuts mean fewer jobs and more work per nurse

What This Means for Your Pay and Job

Hospitals almost always react the same way when money gets tight:

  • Night shift pay gets cut

  • Overtime pay starts only after 40 hours

  • You get more patients each shift

  • Raises are put on hold

This happened in 2008, 2012, and during COVID. Now, it’s happening again.

Going Back to School Just Got Harder

The bill removes Grad PLUS Loans. These loans helped many nurses pay for graduate school.

Without them, becoming a nurse practitioner or nurse educator could cost $60,000 to $100,000 out of pocket.

That means some nurses can move forward, while others stay stuck at the bedside.

What Smart Nurses Are Doing Right Now

What to Do

Why It Helps

Avoid Medicaid-heavy hospitals

Private hospitals can handle budget cuts better

Use tuition help before it's gone

These programs may be cut soon

Get certified now

It might get more expensive to do this later

Save up 6 months of expenses

Overtime may go away soon—get ready now

Work in cities with more hospitals

More job options give you more pay and better working conditions

Your First 3 Moves Today

  1. Ask your manager how much of your hospital’s money comes from Medicaid.

  2. Update your resume now, not later.

  3. Use Map My Pay to see which cities offer better take-home pay and job security.

This bill is law. The cuts are happening. And they’re coming fast.

You can wait and hope things stay the same—or you can act now and stay in control.

Map My Pay is here to help you make smart decisions about where to work, what to expect, and how to plan.

Don’t wait until the cuts hit your unit. Start preparing today.

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